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The Agile Manager

Is brick-and-mortar retail dead? One way its retail bank makes money by converting deposits into loans. One way its commercial bank makes money is by making mortgage loans to businesses. Oracle provides the cloud infrastructure that Zoom operates on. Many have also suffered a depletion of residents and small businesses.

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Separating Utility from Value Add

The Agile Manager

But there is some thinking behind the separation of business activity that's worth considering in the IT context. Retail banking serves largely a utilitarian purpose in an economy. Deposits give banks the capital to make loans to small businesses, write mortgages, and so on.

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Corporate Responsibility in the Age of AI

O'Reilly

In a winner-take-all economy where a company’s highest-paid employees can earn over 1000 times as much as the lowest paid, the absence of a commitment to employees leads to poor housing, poor school systems, poor infrastructure, and marginalized local businesses. Some of these affects will result from their own use of AI; some won’t.