The Agile Manager

MARCH 31, 2019

Isn't this the very existential threat that leaders of incumbent companies are supposed to be responding to through inventive and innovative means? For example, Fintech firms are under increasing regulatory pressure, as well as applying for banking licenses. That seems like a paradox. That lending can go on for a very long time.

Strategy 40

Strategy FinTech Efficiency Technology 40

The Agile Manager

JULY 31, 2019

There was a market, but no obvious winning strategy. An intermediary couldn't crush the competition with customer love, innovation, tech firepower, or scale. The only strategy was to hope that your competitors ran out of cash before you did. Infrequent site visits meant that user experience wasn't going to provide an edge.

FinTech 40

FinTech Strategy Retail Innovation 40

Dynatrace

SEPTEMBER 21, 2023

Banking customers now expect digital experiences on par with those delivered by leading e-commerce and technology companies, and emerging financial technology (fintech) companies are racing to provide these kinds of experiences. Geopolitical and economic uncertainty increases business risks while consumer expectations continue to climb.

FinTech 186

FinTech Innovation Strategy Retail 186

The Agile Manager

JANUARY 31, 2020

There is an alternative perspective that is far more optimistic : digital companies drive down costs through hyper-efficiency (speed, automation and machine scale) and price transparency. The argument for this invisible efficiency is that economic models have simply failed to change in ways that reflect this phenomenon.

Energy 52

Energy Government Entertainment Innovation 52